Buying a home is an exciting time in one’s life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. We pride ourselves on repeat business and hope you’ll come to understand why.
As Your Agents, We Will:
Assure that you see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Choose experienced, recommended inspectors to complete the inspections on your home. Help guide you through any issues that may arise.
Before You Start Looking For Your New Home:
Direct you to reputable mortgage bankers who will explain your different types of loan options.
Check your credit rating. Straighten out any errors before its too late.
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Find a loan that meets your needs and get pre-qualified (preferably pre-approved).
Apply for bank loan and schedule appraisal when necessary.
Call us to represent you and look out for your best interest as your Buyers Agent.
Help determine what neighborhood best matches your needs.
Identify important features you need your new home to have.
Closing Costs to Expect:
Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Tax Stamps – $4.00 per 1000 of the purchase price
Attorney Fees – Approximately $500.00+